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No spending advice from a teenager

Last week I was in Canberra again and I was talking to my little sister. I had not officially started Nospendver yet and desperately wanted a new skirt. I have wanted this skirt for 6 months or so, thanks to my other little sister. The reason I was in Canberra was for work and I all I could see was me in this skirt doing my work. It was bad!

I had a ton of reasons why I should get this skirt. I need a new one for church anyway. It really suits my body shape. I will get a lot of wear out of it. It is on my list of items I want for my classic wardrobe etc. The list went on and on.

The biggest problem was the fact that this skirt cost as much as a personal loan payment, or groceries for a week or I could use that money to buy seeds and thing sot set my garden up which would save me money. This skirt would not.

My sister kindly pointed out that “You won’t feel good in it until your loan is paid off. It should be paid off first!”

Yes, thank you 17 year old who has just finished paying off her car and is now saving for climbing gear, who budgets extremely well. Crush my reasons for wanting it.

Unfortunately, the next day was the day before I started Nospendver officially. So what did I do?

“Mum, I need you to take me to Cue, in the city, today, before 12.” I asked her since she was driving me around as I had no car during my trip. After nearly passing out at the thought of buying something from Cue, due to the expense, my mother agreed.

(this is the skirt, hair not done or make up taken with a phone!)

I got it. I wore it and you know what? I can barely breathe in it! I love it, but I need to lose a few more kilos before it will fit perfectly. Do I regret it? Yes and no.

This is an item I wanted in my wardrobe. I have worn it and will wear it again already. I can see myself wearing it a lot and you can feel the quality in it. Plus, if I lose too much weight it is easy to resell.

But I could have spent the money on something else, such as my personal loan or seeds for the garden. Yes, I did it the day before my No Spending started, but I still feel bad about it. I would have felt better buying it if we were debt free.

Now, I am officially in Nospendver I am trying really hard to be good. I have a list I am adding to when I think of something I want to buy which is helping, but I am finding this harder than I expected.

4 Responses to “No spending advice from a teenager”

  1. Niki says:

    Wishing you luck and I love the name Nospendver.

    That skirt looks amazeballs on you by the way! I don’t really like the term investment clothing but I do believe in buying quality and classic pieces.

  2. Elise says:

    I love that skirt. You look hot. It cost a fortune, but keep track of how often you wear it and hopefully it will quantify itself into cents per wear :)
    Nospendver is killing me. Especially at this time of year. But my credit card is 1 ebay sale away from being paid off thanks to Nospendver so I am at least seeing the benefits.
    Enjoy the skirt, you spent it, you might as well not regret it.

  3. Sounds like your little sister has really got her act together! It sounds like you thought long and hard about your purchase, and it is indeed something that you will use often. It may not feel like it now, but as time goes on, and you wear it more and more….you may end up feeling very good about your purchase!

  4. Kylie says:

    Thank you. I do love the skirt and I am sure with the amount I expect to wear it, it will be worth it.

    And yes, my sister is pretty switched on, lol. 2nd last of 8 kids will teach you a lot.

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