How to stop living in limbo

by Kylie on August 25, 2014

How to stop living in limbo

When you are between jobs, between houses, between relationships or between anything in your life, finances can get out of control.

Right now, I am in limbo with a few things. I know I am moving house very soon, but don’t have an exact date. If all goes well, it will be before I head off to FinCon14 on Sept 17th, but I don’t know for sure. There are a few other things where I am sitting, waiting and have no control over right now, but will know in the next few weeks.

Living like this means I am not doing my usual things such as buying bulk, which saves me money. My mind is slightly distracted too, but having lived in limbo many times in my life, here is how I manage and put a stop to it.

1.) Focus on what you can control
Focusing on what you can control is a positive and helps you formulate plans, achieve more and move ahead instead of sitting still waiting while other things in your life sort themselves out.

Focusing on what you can’t control is a negative and a waste of your energy. You are more than likely worrying, thinking of the worse case scenarios and stressing over things you have no control over. Learn to let them go and relax. Take control of what you can, leave the rest until you can do something about it.

2.) Have multiple plans
Plan A is the ultimate and what you want to happen, but if it doesn’t, make sure you have a plan B and C. Sine there are aspects of your life which you can’t control, if you have an idea of what the outcome might be or a few potential outcomes, work out plans, but focus on your main goal.

Continuing with my moving example, I might move next week, I might move in 3 weeks. For now, I am menu planning week by week and sticking to my list, packing what I can, arranging the gardens, cleaning and getting quotes for things plus having back up plans incase the carpet cleaner I want is unavailable the week I move.

I want to move in the next week and really, our pantry is so bare at the moment it’d be great to move and get back to my usual bulk buying, but since I have no control over it, I am hoping for it, but not basing my entire life on it.

3.) Continue to live your life
You cannot control or plan for everything. Stop waiting for the perfect moment, stop letting others dictate how you live your life and stop worrying what will happen.

This is your life. What do you want from it? What do you want to do, see or achieve? Don’t stop living your life because you are waiting on answers from others or for things to happen. There is so much to life, so if one area of your life has to be on hold right now, focus on and improve others.

4.) Set goals and take action
Incase you haven’t noticed, I am a big on setting and achieving goals (see 10 steps to success with goals). Not all goals are achieved and that is ok. The main thing is to be working towards something. Have something you want to achieve or do, set the goal, make the plan and do it.

Recently I was made to reflect on my life since I started blogging on Aspiring Millionaire, nearly 5 years ago. When I started, I set the goal to be a millionaire by 30, shared what I was doing and listed other goals I had and was working towards.

Since I set that goal, my life has changed drastically. Most of the goals, including that one, no longer feel relevant to my life. In 5 years I have been through more than many people go through in a lifetime. My life now, my personality, experiences, family, everything about my life is different and I am glad.

Despite going through a lot, I never stopped setting goals and taking action to achieve them. My goals may have changed, but without them I never would have progressed the way I have and I would not be where I am.

5.) Create the life you want
Most of my goals and my bucket list (I need to update this!) used to revolve around travelling. On a recent holiday, I laid down to sleep and the thought popped into my head “I’m good. I don’t need to travel. I’m happy.” And I am. I am content and the desire to travel everywhere has reduced significantly. Sure, I still want to see places and experience things, but it is no longer a burning desire that consumes me.

I mentioned it to my little sister and her response:

“Maybe that is because you have created a life you want, instead of living a life you want to escape from.”

It surprised me and upon reflection, she’s right. My burning desire to travel stemmed from wanting to escape. I hate my life. Now, I have 2 daughters that I love dearly and bring so much fun and joy into my life. I have a business I love, I have the time and resources to volunteer for causes I am passionate about (mainly homelessness), I have strong connections with my family, wonderful friends and a supportive community. I love where I am at in my life. I still have goals, but I am very content.

How you live your life, what you achieve and what you do is up to you. While some parts of your life might be in limbo, the majority of your life is you choice.

What do you do to achieve goals? How do you cope when living in limbo or between things? What goals are you working towards now?


Would you like to make money from home through blogging? Do you want advice from experts to help you do that?

I am fortunate to have built my blogging business to a point where I make a full time income. There are so many ways you can make money blogging both online and off, opportunities you can have and amazing people you can meet and in just a few weeks I will be sharing all the ways you can make money, plus more.

On September 13th, 2014, I will  be holding a seminar on how to make money blogging, tax and accounting advice including what you can and can’t claim, legal advice on things bloggers should be aware and insurance advice with which insurance bloggers need with my accountant, law firm and insurance broker each sharing their expertise.

I am a firm believer in creating a team to help you be successful, as well as developing a community around you. These guys are part of my team and I am very happy they are willing to come share advice to help you all make money blogging and avoid potential issues with tax, legalities and insurance.

We have swag bags, afternoon tea, lucky door prizes and of course, the presentations plus question time to help you become a better blogger.

Did you know with as little as 1,000 views a month you can be making a nice side income? As you grow your blog you could create a full time income that works with your lifestyle, giving you more time to do things you love! Blogging takes time to master and time to grow your site, but many people make their full time income online. Blogging also leads to other opportunities such as publishing books, speaking, freelance writing, social media careers and more.

Make Money Blogging is a fun afternoon to help you make money with your blog, understand legalities of blogging, tax implications such as what you can claim and what you can’t plus insurance details. Click here for tickets.

What you get…

 Advice from experts covering ways to make money blogging, legalities to consider, tax tips and insurance advice
- A bag of swag. All attendees will receive a bag with samples, coupons and more exclusive to the event.
- The chance to win some lucky door prizes
- Afternoon tea
- A chance to network with other bloggers, businesses and social media influencers in Canberra
- Feel good factor from helping a charity! All profits from this event are going to the Communities@Work Sleepout, with a goal of $5,000. The donation will be made once the event is finished.


Kylie Ofiu - Winner Best International Personal Finance Blog 2012 and 2013, full time blogger, owner of multiple blogs, CEO of Occasio Enterprises, author, writer, one of Canberra’s 101 Humans for Human Brochure and international speaker. I will be sharing ways to make money blogging both on your site and because of your site, how to create a media kit, resources for blogging and increasing your income plus tips on blogging and social media.

Paul Glass - Partner at The Firm. He has over a decade of accounting experience, specialising in taxation and business advice. Paul will share tips on what you can and can’t claim on tax, the set up of your business and managing your financials.

Snedden Hall & Gallop - Snedden Hall & Gallop has collaborate with many of Canberra’s most prominent businesses for over 50 years. Their expertise has proved valuable for both small and large businesses. They will share what legalities bloggers need to consider such as disclaimers, disclosures, how your business is set up and more.

Ben Hanson - Insurance broker with MGA. Ben has years of experience with insurance and will share what insurance bloggers need and why.

Paul Glass, Nicholas Tebbey from Snedden Hall & Gallop and Ben Hanson are the three people I use for my business and they have been fantastic. They have extensive experience, expertise and are all very friendly and approachable.

Location and other details

Make Money Blogging Seminar is being held at the Tuggeranong Community Centre, 254 Cowlishaw St, Greenway, ACT, in the Lakeview Room. The hashtag for the event will be #MMBCBR

Tickets are $50 and non refundable but you can transfer them into another name. Tickets can be purchased through Eventbrite here.

After the event a virtual pass will be available for purchase with proceeds going to Communities@Work.

If you have any questions email [email protected] with “MMBCBR” in the subject line, or feel free to leave a comment below.


If you have a business that you would like to get in front of over 100 social media savvy people in Canberra, we are seeking sponsors for the event to help make it amazing! Email us for more information at [email protected] placing “sponsorship” in the subject line.

It is a fundraiser, so all profits are going to help the homeless in Canberra. Check out the video below for more info on Communities@Work (especially 0:06seconds, where I am), and information on homelessness in Canberra. I’m participating in the sleepout and it’d be great to have more people sign up to raise funds. And for those who don’t know, I’m passionate about helping the homeless because I was homeless.


Youth Off The Streets

by Kylie on August 15, 2014

Youth Off The Streets #laceitup
I usually wear heels, but on the odd occasion I wear sneakers, these are the ones I sport with my new laces.

In Australia nearly 50% of the the homeless are under 25 years old, over 47,000 people. I have friends who were homeless youth, mainly due to violence in the home. They have gone on to achieve great things, but still have nightmares from their past. The things they suffered on the streets are horrific.

What if you could make a difference simply by purchasing something we all use? Youth Off The Streets has a great fundraising incentive happening where you can buy laces for $5. Imagine, if even 10,000 people bought them, that is $50,000 to help homeless youth!

Not only that, but the cute blue shoelaces are a great way to get people talking about homelessness. That is one thing I have noticed a lot since doing more with the homeless, just how many people don’t realise there is a real homeless issue in Australia.

I live in Canberra which has the second highest rate of homelessness in the country yet the amount of people here who are genuinely shocked by that astounds me. Homelessness is not always in your face. The average homeless person is not a old man in rags laying on a park bench. It is youth and domestic violence victims.

Think about it, that $5 coffee you bought this week could instead go to shoelaces and help homeless youth.

What do you think of ideas like shoelaces to raise funds? Will you wear them?


How to have a budget friendly last minute holiday!

August 11, 2014

Last week I went to Queensland. It was a spontaneous decision. I posted on my personal Facebook profile that we wanted a holiday, preferably somewhere like Queensland, close to the beach etc. Next thing I knew, thanks to my family, friends and the community I have created for myself, I had a holiday booked. One […]

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Blog advertising, giveaways and more – Occasio Enterprises

August 4, 2014

  I have been blogging for a few years now, worked with various advertisers/brands, done giveaways and now have a few sites. It has been great, but I am making some changes. A few months ago I changed everything I do, redid my business plan and established a company – *Occasio Enterprises Pty Ltd, which […]

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Women of Spirit Awards by Lifeline Canberra

July 31, 2014

I was very touched to receive an email from Lifeline Canberra informing me I am a finalist in the Women of Spirit Awards, particularly the Rising Woman of Spirit. It’s truly an honour to be nominated and having overcome mental health issues, I truly value the work Lifeline does. For 43 years, Lifeline Canberra has provided […]

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